Congratulations on the first steps toward changing your life... forever! By viewing this page you've demonstrated a willingness to change your habits and thus the direction of your entire family. Every journey begins with one small step. Thank you for letting us walk with you and help you reach your goals. Please contact us with questions or to schedule your appointment at any time.

Unlike Financial Advisers, we do not sell investments, insurance or other financial products. We work for a flat fee and have an unconditional money-back guarantee. If you are not satisfied within 30-days of your initial appointment, we will refund 100% of your initial fee. We work from a teaching point of view and our job is not complete until each client completely understands their current financial situation and the direction they need to go.

Why don't you list your prices?
In order for us to best serve our customers and offer the lowest price possible, we need to determine what your goals and objectives are. Each customer is different and so are the services we provide. In contrast to most Financial Planners who make commission from selling you products, we charge only a low flat-rate. Also unlike other Financial Planners, we do not set different rates based on your income level. So our prices are the same regardless of whether you make $250,000 or $20,000. We are truly here to help. For more information, please visit our FAQ page or contact us and let us know how we can help.

Personal Services

Debt-Free 101 l High School & College
Premarital/Newlywed l Foundational Wealth Builder l Progressive Wealth Builder

Add-on Services

Financial Peace University (FPU)
Hourly coaching l Phone coaching l Financial Accountability

Debt-Free 101

Debt-Free 101 is designed for anyone with excessive consumer debt, behind on payments or in a financial crisis. The initial session is approximately 2.5 hours and includes developing a spending plan that works, as well as working with any special needs such as bankruptcy, creditors, etc. This program includes free email and phone support for 6 months, plus a copy of our financial software with your working budget preprogrammed. You will leave with a clear action plan to get out of debt, build an emergency fund and move forward making wise financial decisions in life.

At the completion of the program you will:

Receive a copy of your working budget along with our excel program

Have a plan to become debt-free, in most cases within 2 years or less

Have action steps that will get you where you want to be long-term

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High School & College Program

If you have never been taught how to manage your money, then this is program is for you. Many of us graduated from high school without the knowledge necessary to successfully manage our finances. If you make $60,000 each year from age 25 to age 65 without receiving a single raise $2,400,000 will have passed through your hands! If you want to learn what to do with that money, we can teach you how to save, invest, give and live within your means. Also included in this program is our financial software with your working budget already preprogrammed. Contact us to learn more about this intense eye-opening course.

At the completion of the program you will:

Receive a copy of your working budget along with our excel program

Have a plan to become debt-free, in most cases within 2 years or less

Have action steps that will get you where you want to be long-term

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Premarital / Newlywed coaching

Do you know the #1 cause of divorce in North America today is money? If you are engaged or have been married for less than one year, this is a great program for you. Your coaching session will include an in-depth study of how finances relate to marriage as well as the top 4 problems facing married couples today. The initial session is approximately 2.5 hours. This program includes free email and phone support for the 6 months following your session, plus a copy of our financial software with your working budget already preprogrammed. All of our Premarital and Newlywed customers also receive a FREE lifetime membership to Dave Ramsey's Financial Peace University as a wedding present from us!

At the completion of the program you will:

Receive a copy of your working budget along with our excel program

Know how each of you operates with regard to money, where each of your strengths and weaknesses lies and how to use those to your benefit to grow your marriage

Have a plan to become debt-free, in most cases within 2 years or less

Have action steps that will get you where you want to be long-term

For more statistics relating to marriage, please visit our Financial Facts page.

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Foundational Wealth Builder

If you are close to being debt free (except for the house), we will help you invest for the future and further define your financial goals. Our time together will focus on investing for retirement as well as educational expenses. We will also discuss and review your will and insurance planning and make sure you walk away with a cash-flow plan that works for you and your family. This program includes free email and phone support for 6 months following your initial session, plus a copy of our financial software with your working budget already preprogrammed.

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Progressive Wealth Builder

If you are debt free and are beginning to build a substantial net-worth we will work with you to invest for your future and help further your financial goals. Together we will focus on building wealth for retirement and beyond as well as discuss such topics as wills, insurance, estate planning, and any other issue in your life such as career changes, starting a business, moving up/down in house, etc. The initial session is about 2 hours long, includes free email and phone support for 6 months following your initial session, plus a copy of our financial software with your working budget already preprogrammed. If earning more money from your investments and making it work for you, then this is your program.

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Add-on Services

Financial Peace University (FPU) - $100

Dave Ramsey's Financial Peace University is taught in thousands of places around the country. FPU is a 13-week, life-changing program that empowers and teaches you how to make the right money decisions to achieve your financial goals and experience a total money makeover. The normal price of this program is $199, but if you add it to any of our programs you pay only $100! FPU is a lifetime membership for you and your family. You can attend any class, anywhere in the world, at anytime when you buy this package.

To learn more about FPU, click here.

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Hourly coaching

If you have a special situation that doesn't warrant a full coaching session, then our hourly coaching may be right for you. Please call or email to discuss your special need, or to schedule a financial checkup.

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Phone coaching

Phone coaching is available for all of our programs if you live outside the Triangle area. The information and guarantees are the same and your outcome is still based on the goals we set in our session.

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Financial Accountability

If you'd like to continue to meet on a regular basis following the completion of your selected program, we have many options available to work with you on a personal basis. We will create a custom program to fit your needs. Allowing us to work together on a more personal basis to help you obtain your goals sooner and faster. Please contact us for details.

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Can't find what you're looking for?

Please keep in mind we don't try to fit each customer into a certain program. Each of these programs is designed with our customer in mind, and the financial plans we develop will vary with each client's individual needs. We will insure we understand your detailed needs and concerns before we devise your specific plan. Please let us know the details regarding anything you would like to cover before we meet and we'll make sure to include that information in our services.