"Thanks to Justin and Lukas Coaching, we actually HAVE a budget now. How could we have lived so long without one? We actually know where our money is going. Who knew it could be this good? If we hadn't met with Justin, we'd still be floundering. He took the information we already had and helped us prioritize it . . . he's completely enabled us to achieve debt-free status and with a sense of humor too! Now we can't wait until June of 2009 when we'll be living like we never thought possible. "
- Chris & Mara Groegler, Cary, NC

We hope these forms will get you started on the path towards reaching your goals. If you have any questions as to how any of these work, we'd love to help; just send an email.

Beginner Budget (PDF) (Excel)
Use this simple budget to begin keeping track of where you want your money to go before the month begins.

Recommended Percentages (PDF) (Word)
While working with clients, these are the percentages we've found to work the best if you desire to become debt free and build your investment portfolio.

Financial Freedom Steps (PDF) (Word)
These are the steps that we use sequentially with each client. You can look at them at any time to judge your progress towards your future goals.

Bible Verses Related to Money (PDF) (Word)
If you ever wonder where common sense comes from, take a look at the bible. If has more than a few things to say - and much wisdom and insight - about money.

Monthly Payment Savings (PDF)
This chart illustrates the savings potential if you were to invest your payments rather than send them to the bank. Remember that banks are not nonprofit!

Financial To-do Checklist (PDF) (Word)
A checklist for you and your finances. This worksheet shows you all of the things we recommend that our clients do, such as life insurance, wills, debt-reduction, etc.

Prioritized Spending Plan (PDF)
If you don't have a plan for your purchases, this is not only a great place to start, but will open your eyes up to what is most important to you.