/*
        BLUE - 24355a (web safe: 333366)
        MAROON/RED- 90191c (web-safe: 990033)
        TAN - b59e87 (web-safe: cc9999)
        LT BLUE - 87c1e9 (web-safe: 99ccff)
        BROWN - 7d6948 (web safe 666633)
        */
        body {margin:30px 30px 30px 30px; background:#ffffff; font-family:Verdana,arial; font-size:12px; font-weight:normal; text-align: center;}
        #Wrapper {text-align:center; margin-left:auto; margin-right:auto;}
        #WrapperIns {text-align:center; margin-left:auto; margin-right:auto;}        
        #HeaderDiv {width:950px; height:135px; padding-bottom:20px; margin-left:auto; margin-right:auto; text-align:center;}
        #HeaderDivIns {width:950px; height:114px; padding-bottom:20px; margin-left:auto; margin-right:auto; text-align:center;}
        #ReadersGroupForm {position:relative; width:240px; height:95px; top:-110px; left:690px; text-align:left;}
        #ReadersGroupFormIns {position:relative; width:240px; height:95px; top:-80px; left:690px; text-align:left;}
        .ReaderTitle {font-weight:bold; color:#24355a; font-family:Arial,verdana; font-size:14px;}        
        #MenuDiv {width:950px; height:25px; margin-left:auto; margin-right:auto; text-align:center; padding-bottom:20px;}
        #MenuDivIns {width:950px; height:25px; margin-left:auto; margin-right:auto; text-align:center; padding-bottom:20px;}
        .MenuSpacer {width:29px; height:24px;}        
        #BodyDiv {width:950px; height:330px; margin-right:auto; margin-left:auto; text-align:center; padding-bottom:20px;}
        #BodyDivIns {width:950px; height:471px; margin-right:auto; margin-left:auto; padding-bottom:20px; border:0px solid green; text-align:left;}
        #PageTitle {padding:10px 0px 5px 0px;}
        #InsBodyText {position:relative; top:-480px; left:5px; width:720px; border:0px solid red; padding:20px; font-family:Verdana,arial; font-size:12px; font-weight:normal; color:#000000;}
        #InsBodyImg {position:relative; top:0px; left:0px;}
        #InsPanelDiv {width:115px; margin-left:10px; padding:10px; background-color:#ffffff; border:1px solid #cccccc;}
        #MainContent {width:788px; padding:0px;}
        #BodyTextWrapper {padding:0px 20px 0px 20px;}
        #InsBodyImgTOP {} /* rounded img on top of body text */
        #InsBodyImgBOTTOM {} /* rounded img on bottom of body text */
        #InsBodyFrame {background-color:#ffffff; border:0px solid red;} /* table */
        .InsFrameL {vertical-align:top;} /* table cell-L */
        .InsFrameR {vertical-align:top;} /* table cell-R */        
        .FormLabel {font-family:Verdana,arial; font-size:11px; font-weight:bold; color:#000000;}
		.FormContent {font-family:Verdana,arial; font-size:11px; font-weight:normal; color:#000000;}
		#AreaDiv {position:relative; top:-320px; left:25px; width:265px; height:159px;}
        .AreaImgLink {}
        #hmPanelDiv {width:950px; margin-left:auto; margin-right:auto; text-align:center; height:100px; padding-bottom:20px; border:0px solid red;/* vertical-align:middle;*/}
        #hmPanelTbl {width:950px; border:0px;}
        /*.hmPanelItem {padding:0px 50px 0px 50px;}*/
        #FooterDiv {width:950px; height:67px; margin-right:auto; margin-left:auto; text-align:center;}        
        #FooterDivIns {padding:10px 0px 0px 0px; width:950px; height:67px; margin-right:auto; margin-left:auto; text-align:center;}   
        #FooterLinkDiv {position:relative; top:-55px; left:0px;}
        #FooterTextDiv {position:relative; top:-50px; left:0px; font-family:verdana,arial; font-size:10px; font-weight:normal;}
        .FooterLink:link {color:#7d6948; font-family:arial,verdana; font-size:12px; font-weight:bold;}
		.FooterLink:visited {color:#7d6948; font-family:arial,verdana; font-size:12px; font-weight:bold;}
		.FooterLink:active {color:#7d6948; font-family:arial,verdana; font-size:12px; font-weight:bold;}
		.FooterLink:hover {color:#24355a; font-family:arial,verdana; font-size:12px; font-weight:bold;}		
		.smallLink:link {color:#24355a; font-family:verdana,arial; font-size:10px; font-weight:normal;}
		.smallLink:visited {color:#24355a; font-family:verdana,arial; font-size:10px; font-weight:normal;}
		.smallLink:active {color:#24355a; font-family:verdana,arial; font-size:10px; font-weight:normal;}
		.smallLink:hover {color:#90191c; font-family:verdana,arial; font-size:10px; font-weight:normal;}