Remove the Worry in Life
by Justin Lukasavige

There are many situations in life where we feel compelled to worry.  Whether your money is tight this month or your job is on the verge of laying you off, there is little cause to worry.

Instead, do all that is within your power to develop a plan to carry you through your hard times and follow it.  It has been said that about 85% of the things we worry about never actually happen.  I’m guessing most of us spend a good amount of time each day worrying not only about the present, but also the future.

Instead of worry about something that statistically has very little chance of happening, live in the present and take life one moment at a time.  Don’t get me wrong, as life happens you need to be prepared.  The time you spend worry about things that will not ever happen can be put to better use improving your current way of life.

Many of the personal financial clients I work with are worried about future events and thus cannot focus on current events.  While their worries may or may not come true, I have them focus their time and energy on the here and now.  It is difficult to make any progress if more than half of your time is spent worrying about events that likely will not happen.

The very first Financial Freedom Step is to develop a beginner emergency fund.  This should remove a small amount of worry in your finances.  As you get out of debt (step 2) and develop a fully-funded emergency fund of 3-6 months of living expenses (step 3) your level of worry should be reduced even more.  While we cannot prevent life from happening, we can minimize our worries and the effects of negative events by planning for the future.

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